Barry Ray

District Vice President

Contact Information

Telephone 1-416-668-0686

Corporate Address

1881 Yonge Street, Suite 300 Toronto, ON M4S 3C4

About Barry

Barry Ray serves as a District Vice President for Ontario North, with the Referred Channel. Barry has been in the banking and mortgage lending business for over 40 years. He has held several roles, which have either been direct mortgage sales or mortgage sales management.

Barry believes that this is a demographic wherein many need financial assistance and we at HomeEquity Bank have a valuable product to offer. Barry’s mission is to educate as many people as possible and ensure they are aware of this product. Once they have the knowledge, then clients and their families can make an informed decision if this is the right financial solution for them.

Barry also enjoys all sports and participates is Slo-pitch and Curling. Barry likes to bike, walk or anything that keeps him active!

What is a Reverse Mortgage?

A reverse mortgage is a loan secured against the value of your home. Unlike a loan or a regular mortgage, with CHIP you are not required to make payments. You only repay the loan when you move or sell your home.

You’ve worked hard to own your home. Now get your home working for you to:

  • Pay off debts
  • Renovate or make your home more accessible
  • Handle unexpected expenses
  • Help your children or grandchildren
  • Improve your day-to-day living standard
  • Make a special trip or purchase

Your obligations

You are required to keep your property in good maintenance, pay your property taxes and property insurance.

Contact Barry

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We work with independent financial advisors as well as chartered banks, mortgage brokers, credit unions, and investment and financial planning firms across Canada. Our goal is to help as many seniors as possible benefit from the equity they’ve built up in their home.

  • Build your book and generate revenue by putting your clients’ home equity to work.
  • Retain our senior clients and consolidate their assets.
  • Preserve existing assets under administration by alleviating the need to sell investments more quickly.
  • Expand your client base in a growing market segment.