Bernice Lim-Tran

Senior Business Development Manager

Contact Information

Telephone 778-554-2219
Email blim@heb.ca

Corporate Address

Royal Bank Plaza, South Tower, 200 Bay Street, Suite 3500, Toronto, ON M5J 2J1

About Bernice

Bernice Lim-Tran serves as a Senior Business Development Manager in the Greater Vancouver Area (South West), in the Banks & Credit Unions channel. She has worked at HomeEquity Bank for just over 9 years!

What is a Reverse Mortgage?

A reverse mortgage is a loan secured against the value of your home. Unlike a loan or a regular mortgage, with CHIP you are not required to make payments. You only repay the loan when you move or sell your home.

You’ve worked hard to own your home. Now get your home working for you to:

  • Pay off debts
  • Renovate or make your home more accessible
  • Handle unexpected expenses
  • Help your children or grandchildren
  • Improve your day-to-day living standard
  • Make a special trip or purchase

Your obligations

You are required to keep your property in good maintenance, pay your property taxes and property insurance.

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Partners

We work with independent financial advisors as well as chartered banks, mortgage brokers, credit unions, and investment and financial planning firms across Canada. Our goal is to help as many seniors as possible benefit from the equity they’ve built up in their home.

  • Build your book and generate revenue by putting your clients’ home equity to work.
  • Retain our senior clients and consolidate their assets.
  • Preserve existing assets under administration by alleviating the need to sell investments more quickly.
  • Expand your client base in a growing market segment.