The downside of downsizing

On the surface, downsizing can make financial sense. Homeowners can use their home’s current value to purchase a smaller home that is more affordable and have money left over for retirement. What many homeowners don’t realize (until it’s too late) is that there are many hidden costs associated with downsizing. This can ultimately leave them… Continue reading The downside of downsizing

Will we all outlive our retirement savings? Experts say yes

The good news is that we are living longer. The bad news is that we are living longer. While it’s wonderful that medical advances are enabling us to live an average of 15-20 years more, that also means our retirement nest egg needs to stretch further. Are your clients aware of this new reality? Your… Continue reading Will we all outlive our retirement savings? Experts say yes

4 things your clients should know about their retirement

For years, we Canadians have been conditioned to think about retirement in terms of planning and saving. But it’s a new reality out there. Today, there are more factors to consider, and more products at our disposal. The 4 facts below can affect the way your clients prepare for the day they step away from… Continue reading 4 things your clients should know about their retirement